Insurance

Medical Tourism Coverage

SPECIALIZED MEDICAL TRAVEL BENEFITS                       COVERAGE YOU CAN TRUST

While the risks of medical complications from our highly qualified providers are low, all surgical procedures carry certain risks and complications can and do occur. We are proud to partner with Custom Assurance Placements Ltd., who administer the Global Protective Solutions (GPS) program. GPS is the worldwide leader in providing risk mitigation solutions and protection benefits specifically for international medical travelers / tourists.

 The Global Protective Solutions programs have been protecting international medical and dental travelers and their travel companions since 2008. International medical travel requires unique and specialized protection, which standard travel insurance policies usually exclude or do not address. Participation is available on a worldwide basis. 

The primary area of benefits covers two broad areas:

The above provides only a brief overview of benefits and services available to enrolled participants

• Medical complication benefits are in place for 6 months (180 days) after the elective procedure a complication must occur and be diagnosed within this timeframe
• Medical complications can be treated in your home country or in the country where the procedure was originally performed
• Frequently Asked Questions

To obtain an indication of cost and quote for coverage, please complete and submit an online application using the following link:

All medical travel and procedures carry a certain amount of risk, known and unknown. Complications and accidents can and do occur. Your enrollment to a Global Protective Solutions program, helps lessen the significant financial risks and burden that may arise, from those sustained from elective treatment or travel related activities. 

Other programs such as “fly back cover” or “surgical warranty / guarantee” provide limited protection only while you are in the visited country. They all require that you return to the foreign country to take advantage of any benefits in the event of a medical complication (you may not be medically fit to travel). It is important to realize that these plans will not provide any assistance for you at home or respond in an urgent or emergency situation. These programs are not insurance, or backed by an insurance company, and your case must first undergo review by the medical staff and pass a long list of exclusions.

Ease your mind in knowing that you can receive outstanding medical care at reasonable prices and enjoy the added protection of specialized coverage afforded by the Global Protective Solutions program.

If you choose to have a medical treatment in another country, it is wise to secure a travel insurance plan that provides coverage for complications that may occur during the procedure or during your recovery period. Universal Medical Travel refers clients who are seeking Medical Tourism Insurance coverage to an agency that is the leading resource for risk management solutions for the Medical Travel industry. This first-class agency offers programs that provides specialized services, insurance solutions, and specialty programs specifically designed for international medical tourists and their travel companions. One solution available is a specialty program which provides benefits and services for participating medical tourists / travelers from almost any country for travel accidents and medical complications.

Medical tourism travel insurance gives travelers seeking medical care abroad protection for their pre-paid costs and covers any unexpected medical costs. Here are some other types of coverages that may be included depending on the plan that you choose. 

• Coverage for evacuations if you must be transported to another medical facility
• Coverage for trip cancellations if the treatment or trip is cancelled for a covered reason

• Coverage for travel delays, missed connections, or lost luggage 
• Coverage for flight accidents while on a covered trip
• Coverage for incidents unrelated to your medical treatment
• 24-7 Travel Assistance

With all the benefits of medical tourism, there are certain risks as well. While the benefits outweigh the risks for those looking for less expensive medical care, the smart patient will still want to have the added protection of medical tourism complications insurance, travel accident coverage and other travel related benefits. In the event of complications, this insurance provides relief from any financial hardship that may be incurred. It is a necessity for anyone considering international medical tourism travel. Choosing a medical tourism complication insurance policy will provide you the security and peace of mind you deserve during your trip. Travel companions can be included for travel related illness and accident for those who may be accompanying the insured while traveling for a medical procedure.